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Chase “Pay Yourself Back” Huge Value Downgrade
With the new year, Chase devalued the “Pay Yourself Pack” option even for the premium Sapphire Reserve Card. This change from Chase is very disappointing especially when factored in with excluded former eligible bonus categories such as AirBnBs. Much more information can be found on https://frequentmiler.com/chase-pay-yourself-back/
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Southwest Offers Free Changes and Reimbursement
Southwest’s meltdown is still going on and on. Today,December 29th, Southwest has canceled 58% of its flights, which is an improvement from the last couple of days. Southwest is finally taking some responsibility for the cancellations. The airline is offering extended flexibility for travel changes through January 2. Anyone with travel plans with the airline…
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Hilton replaces breakfast benefit for elite members in the United States
As reported on frequentmiler.com during December, the Hilton Honors T&C’s changed their terms and conditions for their elite members from: To: What this means As reported on many sites, it looks like the temporary change of the complimentary continental breakfast for elite members is now a permanent change. This severely devalues the elite status as…
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Stacking Hilton Offers
If you’re planning on staying at any Hilton branded hotel, I highly suggest you look into adding any applicable Hilton promotions to your Hilton account. In the last few years there is rarely a time that Hilton does have a promotion to receive more points or other perks from hotel reservations. These offers let you…
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Wells Fargo Guilty Again, Ordered to Pay 3.7 Billion Fine
I am not a big fan of Wells Fargo. It seems that every time I try to give Wells Fargo another chance, some issue always comes up. Given Wells Fargo has been around since 1852, you would think they would know they would get caught, but yet they keep doing illegal things. I closed both…
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Stay in a Castle with Curio Collection by Hilton
What a cool addition to the Curio by Hilton collection, the Netherlands’ first Curio Collection at a 14th Century Castle. What is not to like about staying in a 14th century castle!? A unique experience is an understatement. What is the Curio Collection by Hilton? Curio Collection by Hilton is an upscale hotel brand within…
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Happy Holidays
Happy Holidays and wishing everyone a Happy New Year!
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December, a Great Time to Open a Credit Card
The month of December is a great time of the year for opening credit cards with calendar year benefits. If you’re looking at a credit card in particular that has calendar year benefits, look no further than December as to when it likely is the best time to apply for the card. Card member year versus calendar year…
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Save Money Using Ibotta
I have been using ibotta for many years to save on everything from groceries, homegoods, beer to purchases at home improvements stores. If you’re new to the Ibotta app, here’s a quick rundown: Ibotta lets you save money when you spend money, both in person and online. Simply download the Ibotta app, choose offers before you…
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Don’t Forget to Use your Year-End Credit Card Credits
As its approaches the end of year, I always take a look at my credit cards and review which offer calendar based credits. I have several credit cards that offer calendar year based credits and perks. As an example, I have the Hilton Aspire card that has a $250 airline incidental credits each calendar year.…
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Appliance Repair, should you repair Appliances?
Tackling an appliance repair by yourself can be a nervewracking ordeal, but there are many sites that can help a do-it-yourself repair much easier. It can be a real money saver, especially if the broken part is something that is not difficult to fix for a DIY’er. Is it worth Fixing the Appliance? One of…
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Save Money With Chase Offers
What are Chase Offers? Chase Offers is a program that works similarly to Amex Offers, Bank Of America, and other Credit Cards. Most credit cards have an offer system were you can add offers to a specific credit card. These offers tend to have some generic offers and then targeted offers to each specific account…
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Earn Hilton & Marriott Points For Using Rideshares
If you use a rideshare service, you may not know that you can earn hotel chain points simply by linking your account to the rideshare service. Hilton currently has a collaboration with Lyft and Marriott has a collaboration with Uber. How to get Hilton points when using Lyft With the Hilton & Lyft partnership, it’s possible to…
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Quick tip: Save on Groceries
Nearly all of the grocery stores in my area have a loyalty program of some sort. These loyalty programs are easy to sign up for. After signing up, you use the App during checkout to make certain your order is linked to your loyalty account. What I like most about these Loyalty programs is that…
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Cash Back Portals
I am always surprised when I find out that not everyone uses shopping portals for their online purchases. Even worse, some people don’t even know what a shopping portal is. Receiving cash back, miles or points from a simple click of the mouse is almost too easy What exactly IS a shopping portal? A shopping…
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How to Not Pay for Checked Luggage
Regular fares in the continental USA (except southwest) charge $35 per checked bag. This per bag charge adds up quickly when you realize it is one way, so a round trip will cost you $70 per checked bag. If you have status with an airline, (usually from spending a lot of money), you can get…
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Earn Ultimate Rewards Points at Staples
Every two weeks or so, Staples offers a promotion for Visa/Mastercard Gift Cards waiving the usual 6.95 activation fee. There is typically a daily limit of eight card purchases per customer per day. How to Earn Chase Ultimate Reward Points This can be an easy points-generator for Ink Cash, Ink Preferred, or the older (no…
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Can You Save Money By Switching Your Mobile Phone Provider?
My phone was starting to show its age as they often do, so I wondered if it was at all possible to save money by switching mobile phone providers at the same time as purchasing a new phone. If you’re wondering, in my case the answer was a resounding yes. We had been seeing those…
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Hilton Food & Beverage Credit Update
Hilton introduced a much-detested breakfast credit as a replacement for the complimentary breakfast for two, as a temporary measure during the pandemic for stays in the United States. Changes to Food & Beverage Credit This program’s temporary change appearsto now have become permanent after being extended by another year with no announcement of an expiration…
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To Good to be True Credit Card Offer?
Recently I received an offer to sign up for an Upgrade Credit Card, with a $500 welcome bonus for signing up and completing a few debit card transactions. I had never heard of Upgrade, and, after a bit of digging, the offer was indeed too good to be true. I always search online for any…
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The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness From the author, Morgan Housel: Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where…
Wealth Hacking Wednesday 