Category: How to
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December, a Great Time to Open a Credit Card
The month of December is a great time of the year for opening credit cards with calendar year benefits. If you’re looking at a credit card in particular that has calendar year benefits, look no further than December as to when it likely is the best time to apply for the card. Card member year versus calendar year…
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Save Money Using Ibotta
I have been using ibotta for many years to save on everything from groceries, homegoods, beer to purchases at home improvements stores. If you’re new to the Ibotta app, here’s a quick rundown: Ibotta lets you save money when you spend money, both in person and online. Simply download the Ibotta app, choose offers before you…
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Appliance Repair, should you repair Appliances?
Tackling an appliance repair by yourself can be a nervewracking ordeal, but there are many sites that can help a do-it-yourself repair much easier. It can be a real money saver, especially if the broken part is something that is not difficult to fix for a DIY’er. Is it worth Fixing the Appliance? One of…
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Earn Hilton & Marriott Points For Using Rideshares
If you use a rideshare service, you may not know that you can earn hotel chain points simply by linking your account to the rideshare service. Hilton currently has a collaboration with Lyft and Marriott has a collaboration with Uber. How to get Hilton points when using Lyft With the Hilton & Lyft partnership, it’s possible to…
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Quick tip: Save on Groceries
Nearly all of the grocery stores in my area have a loyalty program of some sort. These loyalty programs are easy to sign up for. After signing up, you use the App during checkout to make certain your order is linked to your loyalty account. What I like most about these Loyalty programs is that…
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Cash Back Portals
I am always surprised when I find out that not everyone uses shopping portals for their online purchases. Even worse, some people don’t even know what a shopping portal is. Receiving cash back, miles or points from a simple click of the mouse is almost too easy What exactly IS a shopping portal? A shopping…
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How to Not Pay for Checked Luggage
Regular fares in the continental USA (except southwest) charge $35 per checked bag. This per bag charge adds up quickly when you realize it is one way, so a round trip will cost you $70 per checked bag. If you have status with an airline, (usually from spending a lot of money), you can get…
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Earn Ultimate Rewards Points at Staples
Every two weeks or so, Staples offers a promotion for Visa/Mastercard Gift Cards waiving the usual 6.95 activation fee. There is typically a daily limit of eight card purchases per customer per day. How to Earn Chase Ultimate Reward Points This can be an easy points-generator for Ink Cash, Ink Preferred, or the older (no…
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Can You Save Money By Switching Your Mobile Phone Provider?
My phone was starting to show its age as they often do, so I wondered if it was at all possible to save money by switching mobile phone providers at the same time as purchasing a new phone. If you’re wondering, in my case the answer was a resounding yes. We had been seeing those…
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To Good to be True Credit Card Offer?
Recently I received an offer to sign up for an Upgrade Credit Card, with a $500 welcome bonus for signing up and completing a few debit card transactions. I had never heard of Upgrade, and, after a bit of digging, the offer was indeed too good to be true. I always search online for any…
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The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness From the author, Morgan Housel: Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where…
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Award Travel is Free?
Travel using points, free certificates, and earned nights is always a tricky topic to discuss in terms of if the travel is truly “free”. The people over at Frequent Miler have a great video from their point of view. What I really like about this video is they don’t fully agree with each other so…
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Saving on Internet Access, Negotiate with Your Provider
One item that is on my calendar is a yearly reminder to re-negotiate with my internet provider, Xfinity in this case, when my yearly contract* expires. Setting a calendar reminder is a great method to check in on ones existing internet provider and re-negotiate. Xfinity is know for offering some good deals for new signups,…
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Ramit Sethi : I Will Teach You To Be Rich
I am really a fan of Ramit Sethi*, and their book I Will Teach You To Be Rich . I especially like Ramit’s definition of “rich” is not necessarily having lots of money and each person has their own definition of being “rich”. Ramit is a big fan of looking at the big picture items…
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Resort fees, the hidden room charge
Let’s face it: resort fees suck. Those hidden mandatory fees one must pay on top of the base rate, that also make finding the best price for a hotel difficult. Benefits such as High Speed internet, access to fitness club, pool, and other amenities** now are placed under the umbrella of a mandatory “resort fee”…
Wealth Hacking Wednesday 